It stands for Debt Service Coverage Ratio. It’s an investment property loan based off the cash flow of the property. DSCR loans do NOT require income or a job.

No it’s a long term financing loan. Its typically a 30 year fixed principal and interest loan.

Yes you can. Your entity structure will determine what lender can finance you.

No majority of my DSCR lenders require a personal guarantee

Some lenders report the loan to your credit report and some do NOT unless you are severely delinquent.

Majority of my lenders DO require a hard credit pull. I have a couple of lenders who pull a soft pull credit report.

Majority of lenders have short term rental DSCR loan programs. A few of my lenders can finance co-living or Padsplit type rental models.

I have some lenders with unlimited units

Each lender has a different max amount allowed. You can have an unlimited amount if you use a variety of lenders.

2-4 weeks average